Watch your language about age as you age

It has been said that those who ‘experience and internalise ageism’ have negative health outcomes. Are we, however, guilty of thinking ourselves ‘old’ or of labelling ourselves and making inferences about abilities related to age?

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How a long lifespan can complicate retirement

Some in the retirement field talk about the ‘longevity risk’ in retirement. Usually, it’s a reference to finance and is about having enough money to last the whole of life. But there are other ‘spans’ that are also important.

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Retirement provides an opportunity to finish well

About 20 years ago I interviewed Peter Hillary (son of Sir Edmund). He’d made his first successful attempt on Mt Everest in 1990, which made them the first father and son to reach the summit. During the interview, he made a comment that has stuck with me. Reaching the summit is not the ultimate goal.

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Are you making any of these 7 gluten-free mistakes?

Navigating the gluten-free world can be tricky. And now, with the increasing number of gluten-free products in our supermarkets, it’s even more confusing than ever. Here are 7 mistakes about gluten-free diets that people commonly make—and how you can fix them.

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7 retirement mistakes people make

The best retirements are those that are intentional—with enough flexibility to change when needed. Unfortunately, the evidence shows that too many take a hit-and-miss approach that relies on hope and luck to succeed.

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Writing down your retirement goals can help you reach them

Do you have to write down your retirement goals? Wrong question. Should you write down your retirement goals? Better question. The answer is yes, absolutely!

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Understanding Australia’s Age Pension income tests

Australia’s Age Pension is intended to protect seniors from living in poverty if they have no resources of their own to use. However, the amount of Age Pension payable is reduced from the full rate if the senior has assets or other income above certain levels.

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The value of planning for ‘purposeful activities’ in retirement

Purposeful activity is important for a successful retirement. That’s the finding of Michael Longhurst in his book Enjoying Retirement (recommended reading). It comes from his Retire 200 study—an in-depth study of 200 Australian retirees.

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10 top excuses people use to avoid exercise—part 7

You don’t need expensive equipment or a gym membership to be active. There’s plenty you can do with minimal equipment—in a sense, you can be your own gym. There are also plenty of exercises that require minimal, easily accessible equipment so this excuse does not need to stop you.

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The magic of compound interest and other financial concepts

There’s more to life than money, but understanding some basic concepts helps lay the foundations for a lifetime of learning that helps you better manage your financial affairs.

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