Sleep is a fascinating and bizarre behaviour. We race around all day with our schedule planned to the last minute, then we lie down and hibernate for several hours.
Dementia is one of the great fears of ageing. And there’s no way of knowing if you will suffer it before it gets you. Heidi Godman, the executive editor of the Harvard Health Letter, says that exercise may be a key help for us.
The good folk at YourLifeChoices have looked at retirement affordability again, but have also, in their latest quarterly Retirement Affordability IndexTM, provided some expert advice about what the Australian government needs to consider in its retirement income review.
High income sounds good, but too many also end up with high debt and discover their finances are out of control. Financial planner Anne Graham talks about how this can happen and has practical advice for anyone who wants to take control of their money.
The two extremes with retirement planning are: to go into retirement with no plan; or to over-plan. No plan means you’re beginning a substantial part of your life (perhaps 20 to 30 more years) with no direction. Over-planning leaves no space for spontaneity—which is one of the major delights of retirement. The key is to focus on what’s important with your planning.
What I mean by the question is this: If all the good die young, how come you and I have been around long enough to be interested in retirement? We aren’t young. Does that make us not good—as in bad or evil?
Norfolk Island has been in the news recently—and not only as a great place to visit. More people are looking to Norfolk Island as a retirement destination.
Norfolk Island has been in the news recently—and not only as a great place to visit. More people are looking to Norfolk Island as a retirement destination. First settled in 1788, just weeks after the First Fleet arrived in Sydney, Norfolk offers much for those who enjoy pristine air and superb scenery.
The question seems like a no-brainer, with ‘very’ as the obvious answer. ‘Home ownership provides retirees with big benefits,’ says the Grattin Institute , ‘they have somewhere to live without paying rent, and they are insulated from rising housing costs.’
There are many benefits to a plant-based diet. Research shows vegetarian diets are linked with several health advantages: lower blood cholesterol and blood pressure; and a reduced risk of heart disease, type 2 diabetes, obesity and overall cancer.
Sometimes those preparing for or in retirement become sandwiched by having to care for elderly parents and at the same time have adult children who are still living at home. Anne Graham, CEO and senior financial planner at Story Wealth Management, says it isn’t all bad news. But it can be complicated.