Can statistics help find a good place to retire in Australia?

Statistics can give an indication of what an area is like in terms of a median age. But there’s nothing like going and researching an area well before retirement to see if it appeals.

Continue Reading...

Retirement is likely to be the biggest life change you’ll face

For retirement there’s no set direction; there are no set goals; and there is no one else to tell you what to do. You’re in charge. That’s what makes it one of the biggest life changes you’ll face.

Continue Reading...

7 steps to produce the life harvest you desire—Step 3

Once you have established the purpose for each area of your life’s garden, you can begin to plan what the new garden will look like. This includes what type of plants you’ll have, how you’ll arrange them and how many you’ll need. It’s about making choices.

Continue Reading...

Understanding superannuation and the Age Pension means tests

In Australia, once you retire, you’re expected to access your superannuation to at least partly fund your living expenses in retirement. That means your superannuation is assessed as part of your financial resources to determine how much, if any, Age Pension you could collect.

Continue Reading...

Robert Redford’s yes, no, maybe to retirement at age 82

Most people have their retirement sorted by the time they reach 82. And, if you’re able, working on is an option. Maybe at a more relaxed pace. For many, that’s a great way to spend their retirement years.

Continue Reading...

7 steps to produce the life harvest you desire—Step 2

Different areas of your life garden will have different purposes. That means they need to be planted and tended to in their own unique way to ensure your overall purpose is fulfilled.

Continue Reading...

Five things I’ve learned from my now adult grandchildren

I’m a grandparent and the scary thing is that I have two adult grandchildren. Where did the time go? Twin boys; they’re about to turn 20. Proud? Absolutely. But I will spare you the photos and most of the stories. However, I’ve learned a lot from my adult grandchildren.

Continue Reading...

Regrets are common: handling them may not be easy

No one gets through life without gathering regrets of some kind. That means by the time we get to retirement, they have the potential to have a huge negative impact on our lives.

Continue Reading...

7 steps to produce the life harvest you desire—Step 1

Are the weeds in your life distracting you from the potential beauty of the landscape that could be on offer? Or have you become so familiar with them that you think they’re supposed to be there?

Continue Reading...

Pharaoh’s dreams and the art of financial forecasting

Many will recall the biblical story of Pharaoh’s dreams, which were interpreted to forecast seven years of famine, preceded by seven years of plenty. That story is, arguably, the first explanation of economic cycles.

Continue Reading...


Retire Notes