A right royal retirement

Retiring 30 years after the age at which most people retire is quite an achievement. While most people’s lives are not royal, there are a few similarities worth considering.

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Lifetime annuities give a guaranteed income for life

Lifetime annuities offer retirees three great benefits. Your income for life is guaranteed, inflation is taken care of, and your investment management is handled by a team of investment professionals.

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Retirees don’t have a use-by date

One organisation helping to address the needs of older workers is SilverTemp, founded by Art Beavis. SilverTemp is now in its seventh year and currently operates from the Northern Rivers and Tweed Valley region of New South Wales. Art’s motto is ‘people don’t have a use-by date’ and SilverTemp is an ‘innovative agency dedicated to placing senior people in temporary, part-time, or casual employment’.

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Preparing yourself for the unexpected in retirement

A reminder of surprises individuals may face when entering retirement comes from a recent study in Canada. The CIBC (Canada Imperial Bank of Commerce) Poll found that among the biggest surprises were unexpected costs and health issues.

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David’s ‘vocation’ has kept him working past retirement

David Winter is a softly-spoken 81-year-old who has been working as a psychiatrist for more than 50 years. Actually, he doesn’t call what he does ‘work’—he sees it as a vocation.

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Owning your home in retirement is an important goal

Owning your home in retirement is a huge aid to financial security. In a recent Your Life Choices post, Kaye Fallick wrote, ‘Owning a home is critical to your retirement affordability prospects’.

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Imagineering a retirement that fits who you are

Retirement is quite an adjustment, but the exciting thing is that you are in control of it. This may be the first time that you have full control of your life since you started school. How do you imagine it?

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Robert Redford talks about retirement—at 80

In a 2015 interview, Robert Redford said, ‘You make the most of what you’ve been given—that’s how I see it.’ Then he added this thought about retirement. ‘And you keep pushing to make more of it. I don’t see any reason to stop. I think retirement can lead to death, and that’s not for me.’

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Some realities about funding for retirement

Most Australians don’t think they’ll have enough income from superannuation and investments to live a ‘comfortable lifestyle’ in retirement—according to an Essential Vision survey.

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Education for another generation: A gift that keeps on giving

Education is undoubtedly one of the greatest gifts a parent or grandparent can provide or assist with. A good education sets a person up with the confidence to develop life-changing skills. It provides knowledge, an expanded vision of career options, and most importantly a group of friends and contacts that can last for life.

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Retire Notes