Building up interests helps to make retirement work

‘People who work very hard need to start building up other interests to make their retirement work.’ That’s the advice from Professor Gordian Fulde.

Continue Reading...

What would your retirement look like if you lived to 100?

We’re in the middle of an extraordinary transition that few of us are prepared for. That’s what Lynda Gratton and Andrew Scott reckon in their book, The 100-Year Life. We’re living longer and ‘whoever you are, wherever you live and however old you are, you need to start thinking now about the decisions you will make in order to make the most of this longer life.’

Continue Reading...

5 ways of looking back to help plan your retirement

Looking in the rear-view mirror can help you plan your retirement. That’s looking back at what you’ve done in the past to help plan your future. What I’m suggesting here isn’t about looking back at the negatives, though. It’s mostly about positive life experiences to help plan your retirement.

Continue Reading...

Transitioning from home care to Residential Aged Care—Part 2

I mentioned in Part 1 that there are a set of ‘old rules’ that applied before the ‘Living Longer Living Better’ reforms were introduced by the Federal Government on July 1, 2014. Those who decide to live in a Residential Aged Care home enter into a contract with the company. The contracts are different for those who entered a home before the reforms were introduced, and for those who fell under the ‘new rules’.

Continue Reading...

Transitioning from home care to Residential Aged Care—Part 1

Most people prefer to stay in their family home as they age and more are accessing home-care packages to help them achieve this. Over time though, a person’s health may decline to where they need greater care.

Continue Reading...

Understanding aged care delivered at home

Living at home while ageing has many advantages. Ageing in Place is a term used to describe the first stage of Age Care Services for those beginning to need support to maintain a reasonable lifestyle.

Continue Reading...

What do you see as a successful retirement for you?

As you plan your retirement, it could be helpful to think about what you would consider to be a successful retirement. For you. What are your dreams and desires for the likelihood of 20-and-more years of retirement?

Continue Reading...

Aged care in Australia—You need Rubik’s Cube-type skills to master it

The subject of aged care is topical, controversial, riddled with myths, framed by emotional responses and, often, a lack of good advice. This is the first of several posts to provide a basic understanding of the complexities involved.

Continue Reading...

Too many Australians guessing about retirement finances

More than three-quarters of 45 to 64-year-old Australians are ‘running blind’ concerning their retirement finances; half base their understanding of the amount of money they will need in retirement on a ‘total guess’, and a third rely on family members for their financial advice.

Continue Reading...

Staying focused on the big picture for retirement

In planning your retirement, it’s important to see the big picture. Too often it’s thought that if you get the financial side right everything else will fall into place. That’s not necessarily so.

Continue Reading...


Retire Notes