When you’re part of a couple heading toward retirement there are the individual dreams and the together dreams to be sorted. Couples counsellor Paul Bogacs talks about the kinds of negotiations needed to help make good decisions.

No matter how good the relationship, there can be/will be life and other complications in any couple’s planning. Bogacs has some good counsel to help work it out.

Bruce Manners: the author of Retirement Ready?, Refusing to Retire, and founder of RetireNotes.com