The research says that the best retirements come from a holistic approach to life and retirement. That’s according to Joanne Earl, an associate professor and retirement researcher at Macquarie University.

She suggests a ‘six-bucket’ approach that involves an emphasis on all the following: Health; Wealth; Social; Cognitive; Emotional; Motivational.

Bruce Manners: the author of Retirement Ready?, Refusing to Retire, and founder of RetireNotes.com