Sometimes those preparing for or in retirement become sandwiched by having to care for elderly parents and at the same time have adult children who are still living at home. Anne Graham, CEO and senior financial planner at Story Wealth Management (and voted one of the top 50 influential financial advisors in Australia), says it isn’t all bad news. But it can be complicated.

Bruce Manners: the author of Retirement Ready?, Refusing to Retire, and founder of RetireNotes.com