You can change your plans for retirement

Travel Trailer Caravan. RV Park Camping at Night.

Image: duallogic/

We have a dilemma. I write this sitting in our caravan in a caravan park in Merimbula, NSW.

The dilemma isn’t Merimbula. We’ve been frequent holiday makers here. It’s a delightful spot on the far south coast of New South Wales. It’s also a major retirement town—a lot of retirees live here.

Our dilemma is: do we keep the caravan?

We bought the van four years before retiring (almost seven years ago) and it was to be part of our retirement adventure. We used it a few times before retiring—once for a few weeks on long-service leave.

Soon after retiring, we took it for a three-week tour of Tasmania, but we haven’t used it much since—a week or so here and there, a few days elsewhere.

It has been interesting staying in a place where we have stayed in other accommodation and talking with envy about what it would be like to be in a unit rather than our van.

We know it’s OK to change

One of the things we both know about retirement is that it’s OK to change our minds. Retirement brings a greater opportunity and freedom to experiment.

One of the reasons we came to Merimbula was to assess whether we wanted to keep our van or sell it. While we’re currently leaning toward selling, we’re also hesitating.

We don’t mind living in our van for a while, but it isn’t something we get excited about. (We have several friends who look for any excuse to get away in their vans. We don’t.)

Our minds are all over the place. We’ve even worked out how many days’ holiday we could have here for the annual rego and insurance costs.

So why am I telling you all this?

For sympathy, perhaps? To advertise a special, buy-now price for our caravan?

Not really. It’s to say that if you’ve planned something for your retirement and it isn’t or doesn’t work out as you wanted, you need to figure out what you’re going to do about it.

We all need to plan for retirement, that’s a given. But if you find it isn’t working as you think it should, think again. You aren’t locked into it. That’s part of the freedom retirement gives you.


We still haven’t made a final decision. This may be the last time we holiday in our caravan. We don’t know yet.

What we do know is that it’s OK to change our minds.


I wrote this post almost three years ago. I’m reposting it because I think it has a message that’s still valid. And, yes, we did sell our van. For us, that was the right decision. There is life after caravaning and, for us, it’s a better one.

Bruce Manners: the author of Retirement Ready?, Refusing to Retire, and founder of

Category: Lifestyle, Planning

Leave a Reply

Your email address will not be published. Required fields are marked *

Retire Notes